Understand
Build a current view of every receivable, account and interaction.
Enterprise receivables intelligence
The intelligence layer for enterprise receivables.
Collect IQ is an AI-native platform that helps organizations understand receivables, decide the next best action and execute recovery with control.
The operating reality
Receivables operations are fragmented.
Data sits in one system. Decisions in another. Communications across multiple providers. Payments, disputes and legal recovery follow separate workflows.
Collect IQ connects the lifecycle into one controlled system.
Data→Decisions→Engagement→Resolution→Learning
One operating layer
Understand. Decide. Execute.
Decide
Determine the next best action using intelligence, context and client policy.
Execute
Orchestrate digital and AI-powered engagement, payment journeys and controlled escalation.
Every outcome becomes context for the next decision.
An intelligent lifecycle
From data to resolution, then back with better context.
01 / 06
Connect
Bring receivables and account data into one operating layer.
02 / 06
Understand
Create context around balances, behavior, history and engagement.
03 / 06
Decide
Select the next best action within approved policy.
04 / 06
Engage
Coordinate digital and AI-assisted journeys across permitted channels.
05 / 06
Resolve
Move toward payment, arrangement, dispute resolution or controlled escalation.
06 / 06
Learn
Feed outcomes back into future decisions.
Intelligence with control
AI operates within boundaries.
Policy-governed
Actions operate within client-defined rules and authority.
Explainable
Material recommendations retain the reason, evidence, policy and outcome.
Auditable
Decisions and actions create a traceable operating record.
Human-accountable
Automation reduces manual execution without removing organizational accountability.
A different operating model
Not another collections CRM.
Collect IQ is designed around the receivable lifecycle—not around a queue of debtors. Each receivable maintains its own context, state, treatment and outcome, allowing thousands of accounts within the same portfolio to follow different journeys.
Who it’s for
Built for organizations that carry receivables at scale.
Banks
Retail and SME lending portfolios.
Finance companies
Consumer, auto, mortgage and other financing portfolios.
Enterprise receivables holders
Organizations managing large recurring receivables books.
Saudi origin, broader ambition
Saudi-born. Built for enterprise. Designed to scale.
Built with Arabic-first experiences and the operating realities of the Saudi market in mind, while following an architecture intended to support enterprise deployment beyond the Kingdom.
See what intelligent receivables management looks like.
Bring a portfolio, a segment or an operating challenge. We’ll show you how Collect IQ would approach it.
Talk to us